Hi guys, my Dutch has started having clumps of what I think is matted fur under her chin - obviously it’s a very hard areas to assess - certain clumps right under her chin are becoming hard and stiff as if glued together. When I try and feel the area I very easily teased the clumps out with my nails without causing any discomfort to her.... it just came out like hard tiny clumps of hair - however I noticed after I left her with a bit of a bald spot! And have again since found two more matted lumps under her chin .... I don’t know what to do and not sure if this is normal and if bald spots are bad! But at the same time leaving them isn’t good either and it’s in such an awkward place brushing out isn’t and option and too close to the skin to cut the hair! What do I do? Are bald spots okay? Is this normal? If so is there any other way to remove this? Thank you !!