I file everything through my health insurance. After that, they then charge my auto insurance because it was from an auto accident. My insurance then charges the other fellow's insurance which his policy has already covered it's max on my health. So now, my uninsured insured moterist insurance is taking a play as they will cover $250,000 (which doesn't take long to add up!). His insurance coverd $25,000 which is long long gone! It cost $43,000 for my first surgery and hospital stay. Once I run out of my $250,000 then my health insurance should take over.
Is that what you were asking about?